Singapore Pools has always had an unexplainable lure toward Singaporeans. I would know, because I fell for that very one. It may have been the thrill of gambling that tempted me to keep coming back, or it may have been something else. Regardless, it was only Singapore Pools that was able to satisfy me.

We Singaporeans love 4D – its tickets are cheap, which has kept its market quite engaged. This was one of the reasons why it was easy for me to give in to the game. A mere dollar was enough to give me a chance to win a couple thousand bucks. The cost didn’t seem too heavy to shell out for betting, which was why I spent $100 a month on 4D.

However, as I was searching on how to turn the chances in my favor, I found out the truth – the math behind 4D. It wasn’t anything that Singapore Pools was trying to hide, it’s just something that I was too absorbed to notice myself. To hit the jackpot in this kind of lottery, the odds would be 1 in 10,000. And the fact that the risk of losing $1 for the possibility of winning $2,000 doesn’t seem too great shows that an average punter would not stop betting at $1. Given the odds, 9,999 times out of 10,000, you’ll lose and end up with a predictable equation.

Although 1/10,000 times, you’ll be able to win $2,000, if you subtract the number of times your odds are not in your favor, you’ll end up with negative profits. Specifically, if your odds of losing (9,999/10,000) are multiplied to the amount of money you shell out ($1) then subtracted from your odds of winning (1/10,000) multiplied to the amount of money you will win ($2,000), you will end up with $-0.7999. That figure of $-0.7999 is what goes to the house every time you bet a dollar. So if the odds are accurate, by the time you win the $2,000 prize, you will have spent $7,998.20 dollars. Looking back, I realize that it doesn’t seem like minimum risk at all. The amount I spend to win the jackpot is more than thrice the jackpot itself. No wonder the house presents the cost much less than the prize. This is how we punters are tempted. And apparently, tempted we were.